Jan 10, 2022 | Uncategorized
It may be the shock of the pandemic, or the rush of the holiday season but debt incurred throughout a VERY uncertain year. Many of us are wrapping up the year in debt bringing many of 2021’s financial concerns into 2022. Nationally, Canadians spent $792 on Christmas...
May 5, 2021 | Uncategorized
New Mortgage Rules Coming June 1, 2021 A New Stress Test is Coming… Earlier this month the Office of the Superintendent of Financial Institutions (or OSFI) announced that they will be increasing the qualifying rate for those seeking to buy a home with a down...
Apr 19, 2021 | Mortgage, Tips
Car Payments & Mortgage Application After your mortgage/rent payment, car payments are most often the second-highest monthly debt that Canadians incur. When calculating your affordability for a mortgage, every potential lender looks at an applicant’s TDS...
Mar 29, 2021 | First Time Home Buyer, Housing, New Builds, Tips, Uncategorized
Building A New Home? With the resale home inventory approaching record low levels and well-priced homes selling over list price and often in less than a day, many buyers are turning to new home construction to get exactly what they want. There are a lot of advantages...
